How to open a bank account in Norway

To open a bank account in Norway is an essential step for anyone planning to live or work in Norway. You can start with the DnB.no and Bank Norwegian.

When you have a bank account, it’s easier to get money and keep track of it. It is also needed for everyday things like making rent, getting paid, and buying things.

A bank account saves money on ATM fees and simplifies financial management by allowing for easy salary payments and setting up convenient direct debits to pay bills.

All websites linked in this article are in English and Norwegian. Use Google Translate or any other translation app if you need.

How to open a bank account in Norway

There are three distinct categories within Norway’s banking system:

Commercial Banks

Savings Banks

Foreign Bank Branches

To make the best choice, consider the fees charged by the bank, the services provided, and the quality of customer support. These factors will help you choose the right bank for your needs.

To open a bank account in Norway, you generally need to follow these steps:

Choose a bank: Search different banks in person or online to find the one that suits your needs.

Gather necessary documents: You may need a valid passport or ID, proof of residency (such as a rental contract or a utility bill), and proof of employment or school enrollment.

Make an appointment: Contact the bank and make an appointment to open an account.

Visit the bank in person: Bring your documents to the appointment and fill out the necessary forms, or you may apply online.

Wait for account activation: After the bank approves your application, they will activate your account.

Can foreigners create a bank account in Norway

Yes, you can open a bank account in Norway even if you don’t live there. However, you can only open a savings account, and there are many rules to follow, like being a member of the EU or South Africa, Canada, Iceland, Japan, Switzerland, New Zealand, or Singapore.

So, the most convenient option for non-residents to get a French bank account is through Internet banks like Wise and Revolut.

What are the types of bank accounts in Norway

Norwegians refer to a bank account as a “bankkonto.” If you have a bankkonto, you’ll have an International Bank Account Number (IBAN). That allows you to transfer free money between the other accounts in the Single Euro Payment Area (SEPA). It also includes every European country, including others outside the EU.

Two common accounts are typically formed in Norway, which can let you be paid and pay taxes:

A Current Account: is a normal bank account that lets you pay online, deposit money directly, and use debit and credit cards.

A Savings Account: usually goes with it and helps your extra money earn more interest.

Norway Bank Account Requirements

The following are non-resident bank account requirements and documents:

Norwegian National Identity Number (given to residents or workers for more than six months) OR;

D-number (for visitors under six months)


passport-sized picture

work contract

lease/rental contract

Sometimes, a letter of reference from your own country’s bank.

You may need to justify your need for a bank account and what you’ll use it for.

What kind of money do the Norwegians use

The Norwegian currency is the Norwegian Krone (NOK), written as NOK, Nrk, or KR before or after the number.

Can I open a bank account online in Norway

Online bank accounts are available. Present your passport and D-Number/National Identity Number to your bank to receive a Bank ID.

Online account opening is possible with a Bank ID.

Can you open a bank account in Norway from outside the country

Establishing a bank account in Norway from outside the country is uncommon. However, you can create a non-resident account if you look hard enough.

How to find the nearest branch in Norway

Fortunately, most banks in Norway have an extensive network of branches and ATMs, making it easy for customers to access their funds and manage their finances.

You can type “banks near Oslo” on Google Maps or any other map app. There you can find a list of relevant branches that you can contact. If you are not in Norway, you can search your area for the nearest branch. They can help you find a bank in Norway.


Source: Monito

The cover image is in Oslo, Norway. Photo by Milad Shams on Unsplash


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3 responses to “How to open a bank account in Norway”

  1. Iva Bošnjak-Galina

    Da li trudnice imaju prednost kod otvaranja računa u banci tj. da li moraju čekati oko 4 tjedana da im isti bude otvoren.

    Zahvaljujem na odgovoru.


    1. advocacy@alinks.org

      Pozdrav Iva,

      Hvala što ste nas kontaktirali.
      Nisam sigurna što se traži, ali u Norveškoj postoje beneficije za trudnoću ako imate osiguranje, ali kontaktirajte nas putem e-pošte (advocacy@alinks.org) i možemo o tome dalje razgovarati.

      Najbolje želje

  2. Branka Maric

    Postovani, imam orvoren racun u norveskoj banci , zbog trajnog preseljenja iz Norveske, koji je postupak oko zatvaranja babkovnog racuna? Da li mogu da zatvorim racun preko mejla ili je potrebno da licno dodjem u babku?
    Unaprije hvala! Lijep pozdrav!

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