Top 5 banks in Nepal

Banks are quite important to everyone, or even to a corporation, in this regard. For security purposes, banks are the option to securely transfer payments and conduct transactions or save money. Different other services such as loans can be used by reputable banks in Nepal at low-cost rates.

Banking in Nepal has become an important profession. There is no question that the banks are doing a big job here. For a very long time now, banks have been an important component of society. You must have a bank account for something personal or commercial. There are numerous reasons for choosing and trusting banks to safeguard their money. This, after all, is worth the financial system. In Nepal, it was likewise the main reason for their achievement to make the best loans dealings. Let me introduce you before I move to the list.

Top 5 banks in Nepal

These are the best banks in Nepal.

  • Standard Chartered Bank Nepal (SCB)
  • Nepal Investment Bank (NIB)
  • Nabil Bank (NABIL)
  • Agricultural Development Bank Limited (ADBL)
  • Nepal Bank Limited (NBL)

Nepal Bank Limited (NBL)

Nepal Bank is Nepal’s first business bank. It is headquartered in Kathmandu, Dharma path. It’s a bank at the national level. The bank has a government-to-public share ratio of 51:49% with the latest Follow-on Public Offer (FPO) in 2018. For the past 21 years, this bank has not given a shareholder dividend. It traded with the symbol ‘NBL’ on the Nepal Stock Exchange. Civil Capital Market Limited has been designated as its share registrar by the Bank of Nepal.

Head Office: Dharmapath, Kathmandu

Agricultural Development Bank Limited (ADBL)

The major goal of the ABDL was to provide institutional credit for improving agricultural production and productivity in the country. Agricultural Development Bank Limited (ADBL). The Bank is mainly controlled by the Nepalese Government and has 51% shares. Nepal’s government had 100% ownership and in 2006 was promoted to Commercial Bank. Since the previous three decades, ADBL has been a prime rural credit institution, accounting for about 67 percent of the country’s institutional supply. Since 1984, ADBL has also participated in commercial activities. At the Nepal Stock Exchange, ADBL trading is now under the sign ‘ADBL.’

Head Office: Ramshah Path, Kathmandu

Nabil Bank (NABIL)

In Nepal, Nabil Bank is Nepal’s first private sector bank. Nabil Bank offers a complete range of commercial banking services, including 1500 Nabil Remit agents across Nepal. At the Nepal Stock Exchange, Nabil Bank is trading under the NABIL symbol. Equities of NABIL Bank are considered among investors as blue-chip shares. In the fiscal year 2074/2075, NABIL produced dividend returns of 34%. Nabil Bank has been designated as the share registrar Nabil Investment Banking Limited.

Head Office: Nabil Center, Durbarmarg, Kathmandu

Nepal Investment Bank (NIB)

As a joint venture between the Nepalese and Credit Agricole Indosuez, the Nepal Investment Bank was created (formerly known as the Nepal Indosuez Bank Ltd.). In 2002, the Nepalese Investors acquired all French company shares, which amounted to 50 percent, thereby changing the name to Nepal Investment Bank. Ace Development Bank with a swap ratio of 100:41 has been purchased by Nepal Investments Bank. In Nepal, NIB is traded with the NIB symbol. NIB has a long history of high returns, and in fiscal year 2074.75 B.S. has delivered a 40% dividend return. In Nepalese investors, NIB is also another Blue Chip stock.

Head Office: Durbarmarg, Kathmandu

Standard Chartered Bank Nepal (SCB)

Standard Chartered Bank Nepal is the subsidiary of Standard Chartered PLC. Between Standard Chartered Group and Nepalese public, it has a 70.21:29.79% ownership structure. It is now Nepal’s largest international bank. In Nepal Stock Exchange, SCB is presently trading with SCB. He is one of the few banks in Nepal that had to purchase or combine to attain the capital of Rs 8 Arba with other financial organizations (a mandatory provision by Nepal Rastra Bank). This was accomplished by giving a 105.26% dividend return for 2073/74. It is also an inventory of blue-chip between Nepalese investors.

Head Office: New Baneshwor, Kathmandu

Banking services in Nepal

Banks are split into many classes in Nepal based on firm size and different criteria.

  • Central Bank: In 1956, Nepal’s Central Bank (Nepal Rastra Bank) was created to supervise and supervise Nepal’s various banks and financial organizations. It governs the formation of different financial institutions and even has legislation under the name of the Nepal Rastra Bank Act.
  • Commercial bank (or Grade A Banks): A commercial bank provides services such as the authorization of deposits, corporate loans, and basic investment products. Commercial banks might, more especially for businesses or large-scale companies, also be a bank or division of the larger bank or merchant bank. There are 29 commercial banks in Nepal at present.
  • Development Banks (Class B)
  • Finance Companies (Class C)
  • Micro Credit Development Banks (Class D)

The cover image is somewhere in Nepal. Photo by Janaya Dasiuk on Unsplash


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